Every January begins the "I will get back on track and get healthy - physically, nutritionally, & financially challenge".
I know first hand how daunting of a task it can feel with so much to track and keep account of, which is why I'm hoping that these tools my husband and I use will help you as they have for helping us to get out of debt too! Back before Dave Ramsey became a household name we actually were introduced to the How To Slay the Financial Dragon method and have used it ever since.
For those that DO use Dave Ramsey, there is a breakdown to show how it will work as well. You can download your free copy {here} If not showing on mobile, use a desktop computer.